Long Lost Money

Genealogy: The Key to Unclaimed Money Success!

The real focus at MoneyUndercover.com is genealogy. Almost anyone can find a lost account or two under their own name if they know where to look, but the vast majority of unclaimed accounts belong to deceased individuals. As a potential heir, you have far more probability of discovering missing money under the names of your relatives. Is there a rich Uncle somewhere in your past? Did your Great Aunt Betty leave behind a secret bank account, shares of stock or an unclaimed life insurance policy? While this may sound like a fantasy scenario, it is indeed a reality for many Americans.

We believe that with effective genealogy research, your quest for unclaimed money will be far more successful. Genealogy is our expertise and our passion. With our enhanced program, we build out your entire family tree and create a road map for you to track down unclaimed funds whereever they may be hiding. Remember, most people are simply not organized enough to create a formal will. Without effective estate planning in place, there are dozens of loose ends when it comes to winding down personal finances. And this is where most of the money becomes lost. There are unclaimed tax refunds, uncashed checks, lost pension funds, credit card credits, undistributed stock dividends and literally hundreds of other assets that can go missing. And if the heirs don’t know about these assets, they simply sit there, year after year; gathering dust..

So where do you start? If you follow the constant flow of articles and news stories about unclaimed money, you’re probably convinced that locating lost cash is as easy as a Google search. Not exactly. The fact is that searching for an inheritance is extremely time-consuming. Can it be done by an amateur? Of course. Is it going to give you the best result? You be the judge. If you’ve got the time and the tenacity to follow a trail of clues, the roll-up-your-sleeves method might be just the ticket.

For the self-starter, Genealogy is the foundation of your quest. If you’re lucky, there’s already a family tree in your possession. This will make your job infinitely easier, since you’ll already have the key pieces of the puzzle at your fingertips. If you are starting from scratch, we suggest you use an online genealogy tool like Ancestry.com. Building a family tree can be a challenging project and services like Ancestry.com become huge time-savers. From a practical standpoint, your tree doesn’t need to extend back more than 100 years. The reliability of record keeping by the states gets less reliable, the farther back in time you go. Just remember, the more branches of the family tree you fill in, the better your chances of finding unclaimed cash.

Once you’ve done all of your genealogy homework, you’re ready to take the next step and begin looking for those long-lost assets. We suggest that you take the time to develop an organized system for your searches, since you will be searching in multiple states, using many keywords and variations of names for each individual listed within your family tree. And, just like a search for assets held under a living person, you will want to search using last name alone, as well as last name in conjunction with full first name, variations of first name and simply first initial and last name. To do a thorough search, you will end up with a very long list of variations to search. To help keep everything from becoming a jumbled mess, start by creating an outline for each name, organized by name variation. Remember that unlike searches for living individuals, unclaimed assets of deceased persons (or businesses once owned by that individual), can be held under an estate or executor. Accordingly, each name you search under should also be searched in conjunction with the keywords commonly used for property of a deceased individual. Examples of those keywords are:

  • The Estate Of
  • Estate Of
  • Payable on death
  • POD
  • Trustee
  • Executor
  • Beneficiary
  • No Beneficiary
  • Unknown Heir
  • Unk Heir

When you are searching using keywords, you’ll see the best results by starting your search with the keyword alone, and then adding more specific identifying data. For example, start by entering just the word Executor, then add the individual’s first name, then last name, then address, and so forth. You will obviously get the most results with the broadest search criteria, but you may not have the time or energy to search through thousands of records. Searching with more specific information limits your results, but makes the search go much faster. This may be an important factor in your research strategy, especially if your family tree is extensive.
If you are like most amateur treasure hunters, you will probably reach a point where the hours of research start getting to you. It’s tedious work and requires an incredible amount of patience. But no one wants to leave unclaimed cash sitting on the table. So you take the only logical step: you tap the talents of a professional asset recovery specialist like moneyundercover.com. Sure, it sounds expensive, but it’s really a cost-effective alternative. Unlike “Finders” (folks that take a hefty chunk of your newly discovered cash as a commission), moneyundercover.com is a genealogy expert for hire. We are family detectives; trained in the art of tracking down long lost family members who often end up having lost cash and property. Our approach is simple. Hire us to do all your family research, and we’ll help you turn that research into a complementary asset search. We’ll search all the databases, and even complete all the paperwork for you. All on the house. And, since unclaimed assets can and do appear at any given moment, we can continue doing research and digging up additional clues to help your regular asset searches produce continued results.

Whether you decide to do-it-yourself or hire the expert help of a professional, don’t let that potential family windfall go unclaimed. Give us a call and let us help you find your long lost family and what could be a long lost fortune. If you’re still convinced you can go it alone, be sure and check out our free tutorial on the unclaimed money finding process, along with links to all 50 state websites.